Denise Fontyn Certified Divorce Lending Expert, Mortgage Underwriter, Licensed MLO

​Denise is a highly recognized expert among her peers and family law attorneys. She brings the financial knowledge and expertise of a solid understanding of the connection between Divorce and Family Law, IRS Tax Rules and mortgage financing strategies as they all relate to real estate and divorce. She has consulted in over 500 family law cases and in her career participated in over 30,000 mortgage transactions.

Denise, a certified CDLP, began her career in the mortgage industry 25 years ago and has held positions in every aspect of the mortgage industry, including senior management roles at Countrywide Home Loans and Wells Fargo Bank for over 13 years before her current 7 years with Provident Bank Mortgage.  

Denise also holds her underwriting delegations which gives her signing authority on behalf of the Federal Housing Administration, Department of Veterans Affairs, Fannie Mae and Freddie Mac. Denise is a seasoned Branch Manager for Provident Bank Mortgage and is the recipient of numerous Presidents Council awards for top producer from 2013, 2014, 2015, 2016. This background enables her to provide her clients with the best in personal service, as well as access to current industry guidelines, programs, and a firm understanding of the unique aspects as related to divorce lending. 

Denise has been invited as a guest speaker on multiple occasions to speak on mortgage lending as related to family law and Real-Estate with the following organizations: East West Family Council, San Bernardino County Bar Association, Western San Bernardino County Bar, Eastern Los Angeles County Bar Association, Collaborative Practice CA, CVAR, WEREP, PWR. Denise has also been a contributing mortgage expert to the book “The House Matters in Divorce”.


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